About Us

Health Estimates


We are Health Estimates, a trusted ally in group health and employee benefits. For nearly forty years, we’ve been assisting customers with their healthcare and employee benefits. We are active in community projects and in touch with the changing needs and concerns of today’s families and business owners.

Our experienced agents take the time to listen to your specific needs and help you understand the details of any plan you consider. We are leaders in employee health benefits with a personal advisory team that specializes in individual and family health insurance, Medicare Supplements, and Medicare Advantage, as well as group health and benefits.

Health Estimates offer savings through our customized plans and our customers are able to choose from a wide array of marketplace insurance programs. Our agents simplify the process and all the details of any insurance plan being considered.

Our commitment to customer service and bedrock values have earned us an A+ Rating with the Better Business Bureau (BBB) along with a legacy of positive feedback from satisfied customers.

Health Estimates emerged as a leader in group benefits and health insurance. For more information or to speak with one of our experienced agents, call us today or contact us online.

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Jeff Sopko is the President of Sopko Insurance and Health Estimates. After graduating from Eastern Illinois with a degree in Economics in 1980, he launched his own independent insurance agency and hasn’t looked back. He’s highly active in the community, contributes to several publications on industry trends, and enjoys traveling and playing golf in his spare time.

Jeff has been practicing since the first internet boom and has excellent hands-on experience and insights into how technology is affecting the insurance industry. He’s a member of the BBB as well as a former board member of Will County. Over the years, he’s built a number of strong relationships and understands that to be the best you have to work with the best.


Eastern Illinois University, 1980

Activities & Affiliations

NAHU, Chair

He and his staff offer policies from fourteen of the top providers in the country along with a range of innovative products and solutions including individual and family health to Medicare Supplement and Medicare Advantage plans to group health and employee benefits.

On any given day, you’ll find Jeff working with clients firsthand and providing them with the same level of care they’ve grown to expect. He’s proactively simplifying the insurance industry one satisfied customer at a time. His firm has been selected as the premier insurance agency in the Chicagoland area with an A+ rating with the BBB and a long legacy of positive feedback from customers.

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Matthew Skinkis

VP Operations

Matt has been with Sopko Insurance since 2009. While administrating most of the day to day operations of the agency, Matt also serves as the agency’s Technology Administrator. Working with the many different departments has given him the tools and knowledge to give you the best benefit’s experience you’ve seen!

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Marion Smith

VP Health Sales

Marion has been in management and the customer service industry for 37 years! She is licensed and has experience working with all types of Health Insurance products. From Employee Benefits, Short Term Products, The Healthcare Marketplace and specializing in Medicare Supplement products.

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Debi Sopko

VP Administration

Debi has been in the business of running businesses almost her whole life. From Operations Management to Financial Analysis, she can always provide you with a unique way to look at things. Whether it’s just someone to bounce an idea off of or coming up with a plan to implement a company wide change, Debi is your lady.


Jake Sopko

Head of Sales

Jake has the experience to see what a business needs. He graduated from Eastern Illinois with a BA in Communication. If you’re looking for someone that’s easy to talk with and can help come up with a benefits strategy that will leave your employee’s in awe, Jake’s the one you want to have lunch with!


Robert Dytrych

Medicare Sales

As a lifelong resident of Illinois throughout my 30 years, it has always been my goal to continually broaden my knowledge in order provide the highest quality service possible. Let’s sit down together to explore all of your coverage options. I have the knowledge and experience to help you better understand your coverage options.



Medicare Sales

Jim is a fully licensed agent who has focused on healthcare for clients both over and under 65 for the past 6 years. As our Senior Product Manager, Jim takes the time to break down all the Medicare “jargon” to something more understandable. Knowing these are important decisions, Jim works with each client on an individual basis making sure the right option is not only chosen but understood.