Health Estimates
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Health Estimates Newswire

Mar. 21, 2019: Health system consolidation: Can employer groups, brokers survive it?

By Dan Cook

Health care systems have been buying up one another, and physician practices, at an alarming rate. The 115 announced health care system deals in 2017 was a record, with 2018’s 90 close behind. This level of consolidation activity 2017 “shook the health care landscape,” said consulting firm Kaufman Hall, which produces an annual mergers and acquisitions review. “These tremors continued into 2018 and are beginning to fundamentally reshape the health care landscape,” KH said in its 2018 review. Read More

Cockeyed optimists: Americans with no savings still expect early, long retirements

By Marlene Satter

They don’t have savings and most couldn’t deal with a financial emergency of $500—but they plan to retire by the age of 60 and plan on living till age 80. That’s why Varo Money describes them in its research as “curiously optimistic” about their futures, particularly since it’s anticipated that a couple retiring now at age 65 will need some $280,000 just for medical expenses over the course of their retirement. A more detailed breakdown of just how unrealistic that optimism is includes a look at how much people have managed to save. Read More

8 mistakes retirees are making that could harm their retirement

By Marlene Satter

If there’s one key takeaway from the latest JP Morgan Retirement Guide, it’s that would-be retirees labor under some misconceptions that can threaten their retirement. Not only are they not saving aggressively enough, they might not be doing asset allocations right, either; although in the past retirement wasn’t quite so much of a moving target, as projected retirement ages change, so do retirement planning and saving strategies. Read More

100 sales and marketing tips: 2019 edition

Our annual list is back, with a ton of great advice to help make this year your best yet. Read More

The anatomy of a health questionnaire

By Alex Tolbert

As health care costs continue to rise in the U.S., more and more small and mid-sized employers are pursuing a self-funded strategy for their group benefits plan. Self-funding was often out of reach for groups of this size, but market changes and new products introduced over the last few years have made it a legitimate option. For example, it’s now possible to avoid lasering employees, and there are specific employee deductibles as low as $25,000. Read More

Milk, eggs and a health checkup

By Dan Cook

The sheer number of walk-in U.S. clinics has doubled since 2012, to an estimated 2,800 by 2018, reports Statistica, a data aggregation site. Market value, according to Grand View Research is expected to top $7 billion by 2025. The race to secure market share has led CVS to merge with Aetna, Walgreens to partner with Microsoft, and Amazon to add Whole Foods to its stable of thoroughbreds. While sheer numbers comprises a goal in and of itself, the desperate build-out is driven by a passel of factors.Read More

Advisors and clients have very different views on money management

By Michael S. Fischer

Financial advisors and consumers don’t see eye to eye on spending and saving or on budgeting and managing money, according to new research by the Certified Financial Planner Board of Standards in collaboration with Heart+Mind Strategies, a consulting firm. Seventy-eight percent of consumers surveyed said it was easy to save money, but only 39% of advisors agreed. Similarly, 88% of consumers believed it was easy to manage money, while just 30% of advisors agreed. Read More

Redefining the future of workplace well-being

By Kay Mooney, Eileen McNeely and Tyler VanderWeele

We’re facing unprecedented levels of poor health—from obesity and chronic health conditions to loneliness, which poses a significant health risk equal to that of smoking. And employers are feeling the impact. According to the Centers for Disease Control, absenteeism related to chronic conditions like obesity, smoking and physical inactivity was associated with annual costs greater than $2 billion per risk factor. On the flip side, when employees are happy and healthy, they’re more productive, have lower medical costs and are better able to focus on their jobs, leading to tangible financial benefits. Read More

Jeff Sopko