Health Estimates
Benefit Advisors


Health Estimates Newswire

Jun. 6, 2019: Are you busy right now?

By Paul Wilson

While it's easy to convince ourselves that busier means more productive, it's simply not true. Americans are good at a lot of things; slowing down certainly isn’t one of them. Numerous studies show taking time off leads to improved performance, better job satisfaction and less burnout. But beyond all that, do we even really need to be so busy? Read More

IRS announces 2020 HSA limits

By Emily Payne

Those with an HSA-eligible high-deductible health plan will see some slightly increased contribution limits in 2020. While the amount employees can contribute to an HSA is increasing, the deductible requirement for a plan to qualify for an HSA is also increasing. Read More

Employee burnout now an official medical condition

By Katie Kuehner-Hebert

Employers may want to consider reducing unhealthy and unproductive workplace stressors that can lead to employee burnout, now that the World Health Organization has officially deemed it a medical condition. “Burnout is a syndrome conceptualized as resulting from chronic workplace stress that has not been successfully managed,” WHO writes in the 11th revision of its handbook, the International Statistical Classification of Diseases and Related Health Problems. Read More

Report: Health care price variation costs $18 billion a year

By Scott Wooldridge

U.S. consumers could save more than $18 billion a year if providers stopped overpricing their diagnostic and testing services, according to a new report from UnitedHealth Group (UHG). The insurance giant said it found prices can vary significantly for common tests such as MRI scans and echocardiograms. “This price variation leads to gross overspending for many consumers, even for common health care services such as diagnostic tests, which play an important role in the diagnosis, monitoring, and treatment of disease,” the report said. Read More

Creative plan design: from traditional to possible

By Paul Wilson

At the recent Q4Live memeber conference in Nashville, Wendy Keneipp, Q4i partner, moderated a panel of benefits advisors, who discussed their challenges, successes and opportunities when it comes to creative plan design. Read More

Scope of Open MEP market will be in the DOL's hands

By Nick Thornton

As the Senate is moving to reconcile two major retirement bills, the prospect of a new Open Multiple Employer Plan defined contribution market has plan providers positioning to understand the implications for existing employer sponsors of 401(k) plans and the millions of businesses that currently do not offer a savings option to workers. Read More

A warning to all 401(k) plan sponsors who assume too much Carosa

By Christopher Carosa

Many years ago on a family vacation in Florida, my wife bought me and my son matching Hawaiian shirts. We knew our young boy would eventually outgrow his shirt, but we figured we had at least the next summer to enjoy wearing them. Alas, after the first washing it was I who could no longer wear his shirt. It did, however, fit the boy. Read More

5 best, 5 worst metro areas for beefing up your emergency savings

By Marlene Satter took a look at the 50 largest metropolitan areas in the U.S. to see how difficult or easy it might be for people to manage to cobble together an emergency fund—which, of course, is magnitudes smaller than what they’ll need to save for retirement. Their findings were not encouraging. Read More

Jeff Sopko