Ancillary Products

Ancillary Products Health Insurance & Benefits

We are innovative, and we are trusted. We have emerged as the preeminent insurance agency in the Chicagoland area with over 40 years of dedicated service to our community. Like you, we are committed to our employees.  As a business owner, protecting your income isn’t just about you. It’s about all your employees and their families and ensuring everyone is covered in the event of an unexpected situation. We’ve partnered with an array of top carriers to ensure all your group health and insurance needs are met. From group to life to disability to dental to vision, we’ve got you covered. Protect yourself and your income. Better yet, protect everyone who’s depending on you.

Ancillary Products Solutions you can tailor to your needs

Our customizable solutions let you select from a variety of features and benefits. Here’s a brief summary of what we offer. Talk to your representative to get the full story.



Your business is one of a kind. That’s why we make it easy to offer dental benefits tailored just for you and your employees. And our large network of dentists means employees have more choice in who they see.



Whether you need short-term disability, long-term disability, or both, we’ve got you covered. Plus, our definition of disability can make a difference at claim time. Our specialized solutions are designed to serve all employees, including business owners.



You, your employees, and their beneficiaries all have different needs for life insurance. That’s why our flexible products are such a nice fit. Plus, employees’ loved ones will find the claims process fast and easy.



It’s simple to administer and is a great way to round out your benefits package. And employees appreciate being covered for services like exams, glasses, and contacts.


Supplemental benefits

Enhance your benefits with critical illness and accident insurance. They pay lump-sum cash benefits directly to employees, regardless of other insurance coverages or actual expenses. The purchase process is straightforward for you and your employees with our simplified product designs.

Our service goes beyond our products

Implementing benefits, educating and enrolling employees, administering benefits—sounds like a lot. Is there a smooth way to handle it all? Yes! Take advantage of our services that take the load off you and your human resources staff. That means you can spend more time focused on what really matters—running your business.

Our education and enrollment services help increase employee participation, without creating more work for you. You choose how to: Educate employees—in group or one-on-one meetings Enroll employees—online, paper, or census

Our online benefits administration programs, available 24/7, take the hassle out of administering benefits for both you and your employees. From ongoing member and salary updates to enrollment and payroll deduction reports, these programs make managing benefits a snap.

Make the most of your benefit dollars. With Principal's Group Benefits, you get the quality coverage and services to do just that!